Mortgage on a $250K house in Kansas
$1,730 a month with 20% down — $1,345 principal and interest plus $259 property tax and $125 insurance.
Kansas's typical property tax is 1.24% of the home's value a year (U.S. average 0.9%), which adds $259 a month on a $250K home. The typical home in Kansas is worth $246,055, so $250K is right at the typical price.
$250K home in Kansas: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $50,000 | $200,000 | $1,345 | $0 | $384 | $1,730 | $74,100 |
| 10% down | $25,000 | $225,000 | $1,514 | $94 | $384 | $1,992 | $85,400 |
| 5% down | $12,500 | $237,500 | $1,598 | $99 | $384 | $2,081 | $89,200 |
| 3.5% down (FHA) | $8,750 | $245,472 | $1,651 | $111 | $384 | $2,146 | $92,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Kansas does $250K buy a typical home?
In these counties the typical home value is within 15% of $250K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Butler County | $249,619 | 1.46% | $1,775 |
| Wabaunsee County | $252,635 | 1.28% | $1,738 |
| Gray County | $245,600 | 1.49% | $1,781 |
| Jackson County | $255,117 | 1.14% | $1,708 |
| Ellis County | $243,316 | 1.24% | $1,729 |
| Nemaha County | $240,020 | 0.96% | $1,670 |
| Franklin County | $261,463 | 1.41% | $1,765 |
| Finney County | $233,147 | 1.44% | $1,770 |
| Riley County | $273,920 | 1.46% | $1,775 |
| Sedgwick County | $223,622 | 1.21% | $1,723 |
| Sheridan County | $222,416 | 1.49% | $1,781 |
| McPherson County | $220,505 | 1.37% | $1,757 |
95 of 105 Kansas counties tracked by Zillow have a typical home value at or below $250K. See all Kansas home prices.
Other prices in Kansas
Frequently asked questions
What is the mortgage on a $250K house in Kansas?
About $1,730 a month with 20% down at 7.11%: $1,345 principal and interest, $259 property tax and $125 insurance.
How much do I need to make to buy a $250K house in Kansas?
About $74,100 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $250K house in Kansas?
At Kansas's typical effective rate of 1.24%, about $3,112 a year. Rates vary by county and city — see the county pages.