Mortgage on a $350K house in Kansas
$2,422 a month with 20% down — $1,884 principal and interest plus $363 property tax and $175 insurance.
Kansas's typical property tax is 1.24% of the home's value a year (U.S. average 0.9%), which adds $363 a month on a $350K home. The typical home in Kansas is worth $246,055, so $350K is 42% above the typical price.
$350K home in Kansas: payment by down payment
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $70,000 | $280,000 | $1,884 | $0 | $538 | $2,422 | $103,800 |
| 10% down | $35,000 | $315,000 | $2,119 | $131 | $538 | $2,788 | $119,500 |
| 5% down | $17,500 | $332,500 | $2,237 | $139 | $538 | $2,913 | $124,900 |
| 3.5% down (FHA) | $12,250 | $343,661 | $2,312 | $155 | $538 | $3,005 | $128,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.24% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Where in Kansas does $350K buy a typical home?
In these counties the typical home value is within 15% of $350K:
| County | Typical home | Tax rate | Total / month |
|---|---|---|---|
| Leavenworth County | $347,796 | 1.21% | $2,412 |
| Douglas County | $335,609 | 1.22% | $2,415 |
| Pottawatomie County | $328,402 | 1.14% | $2,390 |
| Miami County | $377,634 | 1.27% | $2,428 |
103 of 105 Kansas counties tracked by Zillow have a typical home value at or below $350K. See all Kansas home prices.
Other prices in Kansas
Frequently asked questions
What is the mortgage on a $350K house in Kansas?
About $2,422 a month with 20% down at 7.11%: $1,884 principal and interest, $363 property tax and $175 insurance.
How much do I need to make to buy a $350K house in Kansas?
About $103,800 a year, so that the payment stays under 28% of your gross income.
What is the property tax on a $350K house in Kansas?
At Kansas's typical effective rate of 1.24%, about $4,356 a year. Rates vary by county and city — see the county pages.