How much house can I afford on $160,000 in Arkansas?
About $593,000 with 20% down ($469,000 with an FHA loan), using Arkansas's 0.5% property tax rate.
That is $368,593 more than the typical Arkansas home ($224,158), so a $160,000 salary can buy a typical home here. The payment of $3,733 covers $3,190 principal and interest, $247 property tax and $296 insurance.
Counties in Arkansas you can afford on $160,000
74 of 74 counties have a typical home value at or below $593,000. The 25 priciest of them:
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Benton County | $382,880 | +1.8% | 0.56% |
| Washington County | $350,254 | +3.6% | 0.52% |
| Madison County | $271,087 | +3.3% | 0.41% |
| Carroll County | $266,669 | +4.5% | 0.51% |
| Cleburne County | $257,633 | +2.7% | 0.45% |
| Faulkner County | $256,178 | +2.8% | 0.54% |
| Saline County | $254,314 | +2.9% | 0.62% |
| Garland County | $243,734 | +0.5% | 0.48% |
| Baxter County | $235,278 | +1.0% | 0.46% |
| Newton County | $235,171 | -2.8% | 0.38% |
| Boone County | $231,057 | +3.5% | 0.49% |
| Lonoke County | $230,061 | +4.7% | 0.63% |
| Marion County | $223,523 | -0.9% | 0.47% |
| Crawford County | $220,684 | +6.0% | 0.54% |
| Craighead County | $218,004 | +4.0% | 0.53% |
| Grant County | $214,346 | +7.2% | 0.54% |
| Pope County | $212,934 | +3.6% | 0.56% |
| Pulaski County | $210,341 | +4.0% | 0.76% |
| Montgomery County | $210,131 | +6.1% | 0.32% |
| White County | $207,632 | +3.8% | 0.46% |
| Sebastian County | $202,172 | +3.3% | 0.62% |
| Greene County | $194,258 | +3.2% | 0.48% |
| Fulton County | $191,558 | +3.8% | 0.47% |
| Polk County | $188,159 | +2.6% | 0.41% |
| Stone County | $186,367 | +0.9% | 0.32% |
Affordable metro areas
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Other salaries in Arkansas
Frequently asked questions
How much house can I afford on $160,000 in Arkansas?
About $593,000 with 20% down at 7.11%, keeping the payment (with Arkansas's 0.5% property tax and insurance) under $3,733 a month.
Is $160,000 enough to buy a house in Arkansas?
Yes: the typical Arkansas home is worth $224,158 (Zillow, September 2026) and $160,000 supports about $593,000. 74 of 74 counties are within budget.