Lonoke County, Arkansas home prices
Typical home $230,061 · +4.7% in a year · property tax 0.63%
The typical home in Lonoke County is worth $230,061, 3% more than the Arkansas typical home ($224,158). Values changed +4.7% in the past year and +24.2% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($1,439 on the typical home), versus 0.5% statewide.
Mortgage on the typical Lonoke County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,012 | $184,049 | $1,238 | $0 | $235 | $1,473 | $63,100 |
| 10% down | $23,006 | $207,055 | $1,393 | $86 | $235 | $1,714 | $73,500 |
| 5% down | $11,503 | $218,558 | $1,470 | $91 | $235 | $1,796 | $77,000 |
| 3.5% down (FHA) | $8,052 | $225,894 | $1,520 | $102 | $235 | $1,856 | $79,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Little Rock metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Boone County | $231,057 | +3.5% | 0.49% |
| Newton County | $235,171 | -2.8% | 0.38% |
| Baxter County | $235,278 | +1.0% | 0.46% |
| Marion County | $223,523 | -0.9% | 0.47% |
| Crawford County | $220,684 | +6.0% | 0.54% |
| Craighead County | $218,004 | +4.0% | 0.53% |
| Garland County | $243,734 | +0.5% | 0.48% |
| Grant County | $214,346 | +7.2% | 0.54% |
| Pope County | $212,934 | +3.6% | 0.56% |
| Pulaski County | $210,341 | +4.0% | 0.76% |
Frequently asked questions
What is the average home price in Lonoke County, AR?
The typical home value in Lonoke County is $230,061 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lonoke County?
About $63,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lonoke County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).