Baxter County, Arkansas home prices
Typical home $235,278 · +1.0% in a year · property tax 0.46%
The typical home in Baxter County is worth $235,278, 5% more than the Arkansas typical home ($224,158). Values changed +1.0% in the past year and +20.0% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($1,077 on the typical home), versus 0.5% statewide.
Mortgage on the typical Baxter County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,056 | $188,222 | $1,266 | $0 | $207 | $1,474 | $63,200 |
| 10% down | $23,528 | $211,750 | $1,424 | $88 | $207 | $1,720 | $73,700 |
| 5% down | $11,764 | $223,514 | $1,504 | $93 | $207 | $1,804 | $77,300 |
| 3.5% down (FHA) | $8,235 | $231,016 | $1,554 | $104 | $207 | $1,865 | $79,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Mountain Home metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Newton County | $235,171 | -2.8% | 0.38% |
| Boone County | $231,057 | +3.5% | 0.49% |
| Lonoke County | $230,061 | +4.7% | 0.63% |
| Garland County | $243,734 | +0.5% | 0.48% |
| Marion County | $223,523 | -0.9% | 0.47% |
| Crawford County | $220,684 | +6.0% | 0.54% |
| Craighead County | $218,004 | +4.0% | 0.53% |
| Saline County | $254,314 | +2.9% | 0.62% |
| Faulkner County | $256,178 | +2.8% | 0.54% |
| Grant County | $214,346 | +7.2% | 0.54% |
Frequently asked questions
What is the average home price in Baxter County, AR?
The typical home value in Baxter County is $235,278 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Baxter County?
About $63,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Baxter County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).