Little Rock, AR home prices
Typical home $230,108 · +3.7% in a year · income needed $64,300
The Little Rock, AR metro area ranks 519 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.7% in a year and +20.4% over five years. With 20% down at 7.11%, the typical home costs about $1,500 a month including 0.76% property tax (Pulaski County rate).
Mortgage on the typical Little Rock home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $46,022 | $184,087 | $1,238 | $0 | $262 | $1,500 | $64,300 |
| 10% down | $23,011 | $207,097 | $1,393 | $86 | $262 | $1,741 | $74,600 |
| 5% down | $11,505 | $218,603 | $1,471 | $91 | $262 | $1,823 | $78,100 |
| 3.5% down (FHA) | $8,054 | $225,940 | $1,520 | $102 | $262 | $1,883 | $80,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.76% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Little Rock area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pulaski County, AR | $210,341 | +4.0% | 0.76% |
| Faulkner County, AR | $256,178 | +2.8% | 0.54% |
| Saline County, AR | $254,314 | +2.9% | 0.62% |
| Lonoke County, AR | $230,061 | +4.7% | 0.63% |
| Grant County, AR | $214,346 | +7.2% | 0.54% |
| Perry County, AR | $180,820 | +3.0% | 0.49% |
What can you afford in Arkansas on your salary? · Arkansas home prices · Salaries in Arkansas
Frequently asked questions
How much is a house in Little Rock?
The typical home in the Little Rock, AR metro area is worth $230,108 (Zillow, September 2026).
What salary do you need to buy a house in Little Rock?
About $64,300 a year for the typical home with 20% down at 7.11%.