Sebastian County, Arkansas home prices
Typical home $202,172 · +3.3% in a year · property tax 0.62%
The typical home in Sebastian County is worth $202,172, 10% less than the Arkansas typical home ($224,158). Values changed +3.3% in the past year and +18.8% over five years. Homeowners here pay a median 0.62% of their home's value in property tax each year ($1,263 on the typical home), versus 0.5% statewide.
Mortgage on the typical Sebastian County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,434 | $161,738 | $1,088 | $0 | $206 | $1,294 | $55,500 |
| 10% down | $20,217 | $181,955 | $1,224 | $76 | $206 | $1,506 | $64,600 |
| 5% down | $10,109 | $192,064 | $1,292 | $80 | $206 | $1,578 | $67,600 |
| 3.5% down (FHA) | $7,076 | $198,510 | $1,335 | $89 | $206 | $1,631 | $69,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.62% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Fort Smith metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| White County | $207,632 | +3.8% | 0.46% |
| Greene County | $194,258 | +3.2% | 0.48% |
| Montgomery County | $210,131 | +6.1% | 0.32% |
| Pulaski County | $210,341 | +4.0% | 0.76% |
| Fulton County | $191,558 | +3.8% | 0.47% |
| Pope County | $212,934 | +3.6% | 0.56% |
| Grant County | $214,346 | +7.2% | 0.54% |
| Polk County | $188,159 | +2.6% | 0.41% |
| Stone County | $186,367 | +0.9% | 0.32% |
| Craighead County | $218,004 | +4.0% | 0.53% |
Frequently asked questions
What is the average home price in Sebastian County, AR?
The typical home value in Sebastian County is $202,172 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sebastian County?
About $55,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sebastian County?
The median effective rate is 0.62% of home value a year (Census ACS 2024 5-year estimates).