Stone County, Arkansas home prices
Typical home $186,367 · +0.9% in a year · property tax 0.32%
The typical home in Stone County is worth $186,367, 17% less than the Arkansas typical home ($224,158). Values changed +0.9% in the past year and +8.2% over five years. Homeowners here pay a median 0.32% of their home's value in property tax each year ($595 on the typical home), versus 0.5% statewide.
Mortgage on the typical Stone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,273 | $149,094 | $1,003 | $0 | $143 | $1,146 | $49,100 |
| 10% down | $18,637 | $167,730 | $1,128 | $70 | $143 | $1,341 | $57,500 |
| 5% down | $9,318 | $177,049 | $1,191 | $74 | $143 | $1,408 | $60,300 |
| 3.5% down (FHA) | $6,523 | $182,991 | $1,231 | $82 | $143 | $1,456 | $62,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Polk County | $188,159 | +2.6% | 0.41% |
| Johnson County | $182,721 | +4.1% | 0.52% |
| Fulton County | $191,558 | +3.8% | 0.47% |
| Perry County | $180,820 | +3.0% | 0.49% |
| Searcy County | $180,358 | +5.7% | 0.43% |
| Sevier County | $180,317 | +8.9% | 0.44% |
| Pike County | $178,817 | -2.5% | 0.59% |
| Greene County | $194,258 | +3.2% | 0.48% |
| Franklin County | $175,565 | +4.8% | 0.49% |
| Independence County | $175,323 | +5.3% | 0.53% |
Frequently asked questions
What is the average home price in Stone County, AR?
The typical home value in Stone County is $186,367 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stone County?
About $49,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stone County?
The median effective rate is 0.32% of home value a year (Census ACS 2024 5-year estimates).