Polk County, Arkansas home prices
Typical home $188,159 · +2.6% in a year · property tax 0.41%
The typical home in Polk County is worth $188,159, 16% less than the Arkansas typical home ($224,158). Values changed +2.6% in the past year and +29.3% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($768 on the typical home), versus 0.5% statewide.
Mortgage on the typical Polk County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $37,632 | $150,528 | $1,013 | $0 | $158 | $1,171 | $50,200 |
| 10% down | $18,816 | $169,343 | $1,139 | $71 | $158 | $1,368 | $58,600 |
| 5% down | $9,408 | $178,751 | $1,202 | $74 | $158 | $1,435 | $61,500 |
| 3.5% down (FHA) | $6,586 | $184,751 | $1,243 | $83 | $158 | $1,484 | $63,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stone County | $186,367 | +0.9% | 0.32% |
| Fulton County | $191,558 | +3.8% | 0.47% |
| Johnson County | $182,721 | +4.1% | 0.52% |
| Greene County | $194,258 | +3.2% | 0.48% |
| Perry County | $180,820 | +3.0% | 0.49% |
| Searcy County | $180,358 | +5.7% | 0.43% |
| Sevier County | $180,317 | +8.9% | 0.44% |
| Pike County | $178,817 | -2.5% | 0.59% |
| Franklin County | $175,565 | +4.8% | 0.49% |
| Independence County | $175,323 | +5.3% | 0.53% |
Frequently asked questions
What is the average home price in Polk County, AR?
The typical home value in Polk County is $188,159 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Polk County?
About $50,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Polk County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).