Searcy County, Arkansas home prices
Typical home $180,358 · +5.7% in a year · property tax 0.43%
The typical home in Searcy County is worth $180,358, 20% less than the Arkansas typical home ($224,158). Values changed +5.7% in the past year and +18.1% over five years. Homeowners here pay a median 0.43% of their home's value in property tax each year ($767 on the typical home), versus 0.5% statewide.
Mortgage on the typical Searcy County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,072 | $144,286 | $971 | $0 | $154 | $1,125 | $48,200 |
| 10% down | $18,036 | $162,322 | $1,092 | $68 | $154 | $1,314 | $56,300 |
| 5% down | $9,018 | $171,340 | $1,153 | $71 | $154 | $1,378 | $59,100 |
| 3.5% down (FHA) | $6,313 | $177,091 | $1,191 | $80 | $154 | $1,425 | $61,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sevier County | $180,317 | +8.9% | 0.44% |
| Perry County | $180,820 | +3.0% | 0.49% |
| Pike County | $178,817 | -2.5% | 0.59% |
| Johnson County | $182,721 | +4.1% | 0.52% |
| Franklin County | $175,565 | +4.8% | 0.49% |
| Independence County | $175,323 | +5.3% | 0.53% |
| Stone County | $186,367 | +0.9% | 0.32% |
| Polk County | $188,159 | +2.6% | 0.41% |
| Izard County | $172,035 | +3.0% | 0.57% |
| Conway County | $171,762 | +9.1% | 0.56% |
Frequently asked questions
What is the average home price in Searcy County, AR?
The typical home value in Searcy County is $180,358 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Searcy County?
About $48,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Searcy County?
The median effective rate is 0.43% of home value a year (Census ACS 2024 5-year estimates).