Johnson County, Arkansas home prices
Typical home $182,721 · +4.1% in a year · property tax 0.52%
The typical home in Johnson County is worth $182,721, 18% less than the Arkansas typical home ($224,158). Values changed +4.1% in the past year and +13.0% over five years. Homeowners here pay a median 0.52% of their home's value in property tax each year ($957 on the typical home), versus 0.5% statewide.
Mortgage on the typical Johnson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,544 | $146,177 | $983 | $0 | $171 | $1,154 | $49,500 |
| 10% down | $18,272 | $164,449 | $1,106 | $69 | $171 | $1,346 | $57,700 |
| 5% down | $9,136 | $173,585 | $1,168 | $72 | $171 | $1,411 | $60,500 |
| 3.5% down (FHA) | $6,395 | $179,411 | $1,207 | $81 | $171 | $1,459 | $62,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Perry County | $180,820 | +3.0% | 0.49% |
| Searcy County | $180,358 | +5.7% | 0.43% |
| Sevier County | $180,317 | +8.9% | 0.44% |
| Stone County | $186,367 | +0.9% | 0.32% |
| Pike County | $178,817 | -2.5% | 0.59% |
| Polk County | $188,159 | +2.6% | 0.41% |
| Franklin County | $175,565 | +4.8% | 0.49% |
| Independence County | $175,323 | +5.3% | 0.53% |
| Fulton County | $191,558 | +3.8% | 0.47% |
| Izard County | $172,035 | +3.0% | 0.57% |
Frequently asked questions
What is the average home price in Johnson County, AR?
The typical home value in Johnson County is $182,721 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Johnson County?
About $49,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Johnson County?
The median effective rate is 0.52% of home value a year (Census ACS 2024 5-year estimates).