White County, Arkansas home prices
Typical home $207,632 · +3.8% in a year · property tax 0.46%
The typical home in White County is worth $207,632, 7% less than the Arkansas typical home ($224,158). Values changed +3.8% in the past year and +29.6% over five years. Homeowners here pay a median 0.46% of their home's value in property tax each year ($957 on the typical home), versus 0.5% statewide.
Mortgage on the typical White County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,526 | $166,106 | $1,117 | $0 | $184 | $1,301 | $55,800 |
| 10% down | $20,763 | $186,869 | $1,257 | $78 | $184 | $1,519 | $65,100 |
| 5% down | $10,382 | $197,251 | $1,327 | $82 | $184 | $1,593 | $68,300 |
| 3.5% down (FHA) | $7,267 | $203,871 | $1,371 | $92 | $184 | $1,647 | $70,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.46% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Searcy metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montgomery County | $210,131 | +6.1% | 0.32% |
| Pulaski County | $210,341 | +4.0% | 0.76% |
| Pope County | $212,934 | +3.6% | 0.56% |
| Sebastian County | $202,172 | +3.3% | 0.62% |
| Grant County | $214,346 | +7.2% | 0.54% |
| Craighead County | $218,004 | +4.0% | 0.53% |
| Crawford County | $220,684 | +6.0% | 0.54% |
| Greene County | $194,258 | +3.2% | 0.48% |
| Marion County | $223,523 | -0.9% | 0.47% |
| Fulton County | $191,558 | +3.8% | 0.47% |
Frequently asked questions
What is the average home price in White County, AR?
The typical home value in White County is $207,632 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in White County?
About $55,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in White County?
The median effective rate is 0.46% of home value a year (Census ACS 2024 5-year estimates).