Montgomery County, Arkansas home prices
Typical home $210,131 · +6.1% in a year · property tax 0.32%
The typical home in Montgomery County is worth $210,131, 6% less than the Arkansas typical home ($224,158). Values changed +6.1% in the past year and +44.2% over five years. Homeowners here pay a median 0.32% of their home's value in property tax each year ($663 on the typical home), versus 0.5% statewide.
Mortgage on the typical Montgomery County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,026 | $168,105 | $1,131 | $0 | $160 | $1,291 | $55,300 |
| 10% down | $21,013 | $189,118 | $1,272 | $79 | $160 | $1,511 | $64,800 |
| 5% down | $10,507 | $199,625 | $1,343 | $83 | $160 | $1,586 | $68,000 |
| 3.5% down (FHA) | $7,355 | $206,325 | $1,388 | $93 | $160 | $1,641 | $70,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pulaski County | $210,341 | +4.0% | 0.76% |
| White County | $207,632 | +3.8% | 0.46% |
| Pope County | $212,934 | +3.6% | 0.56% |
| Grant County | $214,346 | +7.2% | 0.54% |
| Craighead County | $218,004 | +4.0% | 0.53% |
| Sebastian County | $202,172 | +3.3% | 0.62% |
| Crawford County | $220,684 | +6.0% | 0.54% |
| Marion County | $223,523 | -0.9% | 0.47% |
| Greene County | $194,258 | +3.2% | 0.48% |
| Fulton County | $191,558 | +3.8% | 0.47% |
Frequently asked questions
What is the average home price in Montgomery County, AR?
The typical home value in Montgomery County is $210,131 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Montgomery County?
About $55,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Montgomery County?
The median effective rate is 0.32% of home value a year (Census ACS 2024 5-year estimates).