Fayetteville, AR home prices
Typical home $364,497 · +2.5% in a year · income needed $99,200
The Fayetteville, AR metro area ranks 199 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.5% in a year and +34.3% over five years. With 20% down at 7.11%, the typical home costs about $2,315 a month including 0.56% property tax (Benton County rate).
Mortgage on the typical Fayetteville home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $72,899 | $291,598 | $1,962 | $0 | $353 | $2,315 | $99,200 |
| 10% down | $36,450 | $328,047 | $2,207 | $137 | $353 | $2,697 | $115,600 |
| 5% down | $18,225 | $346,272 | $2,329 | $144 | $353 | $2,827 | $121,200 |
| 3.5% down (FHA) | $12,757 | $357,895 | $2,408 | $161 | $353 | $2,922 | $125,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Fayetteville area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Benton County, AR | $382,880 | +1.8% | 0.56% |
| Washington County, AR | $350,254 | +3.6% | 0.52% |
| Madison County, AR | $271,087 | +3.3% | 0.41% |
What can you afford in Arkansas on your salary? · Arkansas home prices · Salaries in Arkansas
Frequently asked questions
How much is a house in Fayetteville?
The typical home in the Fayetteville, AR metro area is worth $364,497 (Zillow, September 2026).
What salary do you need to buy a house in Fayetteville?
About $99,200 a year for the typical home with 20% down at 7.11%.