Benton County, Arkansas home prices
Typical home $382,880 · +1.8% in a year · property tax 0.56%
The typical home in Benton County is worth $382,880, 71% more than the Arkansas typical home ($224,158). Values changed +1.8% in the past year and +35.8% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($2,158 on the typical home), versus 0.5% statewide.
Mortgage on the typical Benton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,576 | $306,304 | $2,061 | $0 | $371 | $2,432 | $104,200 |
| 10% down | $38,288 | $344,592 | $2,318 | $144 | $371 | $2,833 | $121,400 |
| 5% down | $19,144 | $363,736 | $2,447 | $152 | $371 | $2,970 | $127,300 |
| 3.5% down (FHA) | $13,401 | $375,945 | $2,529 | $169 | $371 | $3,070 | $131,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Fayetteville metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $350,254 | +3.6% | 0.52% |
| Madison County | $271,087 | +3.3% | 0.41% |
| Carroll County | $266,669 | +4.5% | 0.51% |
| Cleburne County | $257,633 | +2.7% | 0.45% |
| Faulkner County | $256,178 | +2.8% | 0.54% |
| Saline County | $254,314 | +2.9% | 0.62% |
| Garland County | $243,734 | +0.5% | 0.48% |
| Baxter County | $235,278 | +1.0% | 0.46% |
| Newton County | $235,171 | -2.8% | 0.38% |
| Boone County | $231,057 | +3.5% | 0.49% |
Frequently asked questions
What is the average home price in Benton County, AR?
The typical home value in Benton County is $382,880 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Benton County?
About $104,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Benton County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).