Pine Bluff, AR home prices
Typical home $101,811 · -1.6% in a year · income needed $28,100
The Pine Bluff, AR metro area ranks 882 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.6% in a year and -1.5% over five years. With 20% down at 7.11%, the typical home costs about $655 a month including 0.66% property tax (Jefferson County rate).
Mortgage on the typical Pine Bluff home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $20,362 | $81,449 | $548 | $0 | $107 | $655 | $28,100 |
| 10% down | $10,181 | $91,630 | $616 | $38 | $107 | $761 | $32,600 |
| 5% down | $5,091 | $96,721 | $651 | $40 | $107 | $798 | $34,200 |
| 3.5% down (FHA) | $3,563 | $99,967 | $672 | $45 | $107 | $824 | $35,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Pine Bluff area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jefferson County, AR | $81,305 | -3.7% | 0.66% |
| Lincoln County, AR | $127,199 | +9.0% | 0.52% |
| Cleveland County, AR | $159,668 | +0.2% | 0.48% |
What can you afford in Arkansas on your salary? · Arkansas home prices · Salaries in Arkansas
Frequently asked questions
How much is a house in Pine Bluff?
The typical home in the Pine Bluff, AR metro area is worth $101,811 (Zillow, September 2026).
What salary do you need to buy a house in Pine Bluff?
About $28,100 a year for the typical home with 20% down at 7.11%.