Cleveland County, Arkansas home prices
Typical home $159,668 · +0.2% in a year · property tax 0.48%
The typical home in Cleveland County is worth $159,668, 29% less than the Arkansas typical home ($224,158). Values changed +0.2% in the past year and -3.9% over five years. Homeowners here pay a median 0.48% of their home's value in property tax each year ($774 on the typical home), versus 0.5% statewide.
Mortgage on the typical Cleveland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,934 | $127,734 | $859 | $0 | $144 | $1,004 | $43,000 |
| 10% down | $15,967 | $143,701 | $967 | $60 | $144 | $1,171 | $50,200 |
| 5% down | $7,983 | $151,684 | $1,020 | $63 | $144 | $1,228 | $52,600 |
| 3.5% down (FHA) | $5,588 | $156,776 | $1,055 | $71 | $144 | $1,270 | $54,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Pine Bluff metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hot Spring County | $159,254 | -3.1% | 0.48% |
| Scott County | $160,089 | +8.8% | 0.43% |
| Clark County | $161,308 | +3.6% | 0.56% |
| Little River County | $157,995 | +12.0% | 0.5% |
| Yell County | $162,084 | +2.0% | 0.45% |
| Miller County | $163,828 | -0.2% | 0.61% |
| Howard County | $164,160 | +2.1% | 0.42% |
| Drew County | $154,673 | +0.0% | 0.47% |
| Prairie County | $154,008 | +6.8% | 0.72% |
| Crittenden County | $166,826 | +5.6% | 0.62% |
Frequently asked questions
What is the average home price in Cleveland County, AR?
The typical home value in Cleveland County is $159,668 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cleveland County?
About $43,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cleveland County?
The median effective rate is 0.48% of home value a year (Census ACS 2024 5-year estimates).