Howard County, Arkansas home prices
Typical home $164,160 · +2.1% in a year · property tax 0.42%
The typical home in Howard County is worth $164,160, 27% less than the Arkansas typical home ($224,158). Values changed +2.1% in the past year and +11.8% over five years. Homeowners here pay a median 0.42% of their home's value in property tax each year ($682 on the typical home), versus 0.5% statewide.
Mortgage on the typical Howard County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,832 | $131,328 | $883 | $0 | $139 | $1,022 | $43,800 |
| 10% down | $16,416 | $147,744 | $994 | $62 | $139 | $1,194 | $51,200 |
| 5% down | $8,208 | $155,952 | $1,049 | $65 | $139 | $1,253 | $53,700 |
| 3.5% down (FHA) | $5,746 | $161,187 | $1,084 | $73 | $139 | $1,296 | $55,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Miller County | $163,828 | -0.2% | 0.61% |
| Yell County | $162,084 | +2.0% | 0.45% |
| Crittenden County | $166,826 | +5.6% | 0.62% |
| Clark County | $161,308 | +3.6% | 0.56% |
| Logan County | $167,434 | +2.9% | 0.51% |
| Van Buren County | $167,718 | +1.9% | 0.43% |
| Scott County | $160,089 | +8.8% | 0.43% |
| Cleveland County | $159,668 | +0.2% | 0.48% |
| Hot Spring County | $159,254 | -3.1% | 0.48% |
| Little River County | $157,995 | +12.0% | 0.5% |
Frequently asked questions
What is the average home price in Howard County, AR?
The typical home value in Howard County is $164,160 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Howard County?
About $43,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Howard County?
The median effective rate is 0.42% of home value a year (Census ACS 2024 5-year estimates).