Scott County, Arkansas home prices
Typical home $160,089 · +8.8% in a year · property tax 0.43%
The typical home in Scott County is worth $160,089, 29% less than the Arkansas typical home ($224,158). Values changed +8.8% in the past year and +16.8% over five years. Homeowners here pay a median 0.43% of their home's value in property tax each year ($696 on the typical home), versus 0.5% statewide.
Mortgage on the typical Scott County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,018 | $128,071 | $862 | $0 | $138 | $1,000 | $42,800 |
| 10% down | $16,009 | $144,080 | $969 | $60 | $138 | $1,167 | $50,000 |
| 5% down | $8,004 | $152,084 | $1,023 | $63 | $138 | $1,224 | $52,500 |
| 3.5% down (FHA) | $5,603 | $157,189 | $1,057 | $71 | $138 | $1,266 | $54,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.43% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cleveland County | $159,668 | +0.2% | 0.48% |
| Hot Spring County | $159,254 | -3.1% | 0.48% |
| Clark County | $161,308 | +3.6% | 0.56% |
| Yell County | $162,084 | +2.0% | 0.45% |
| Little River County | $157,995 | +12.0% | 0.5% |
| Miller County | $163,828 | -0.2% | 0.61% |
| Howard County | $164,160 | +2.1% | 0.42% |
| Drew County | $154,673 | +0.0% | 0.47% |
| Prairie County | $154,008 | +6.8% | 0.72% |
| Crittenden County | $166,826 | +5.6% | 0.62% |
Frequently asked questions
What is the average home price in Scott County, AR?
The typical home value in Scott County is $160,089 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Scott County?
About $42,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Scott County?
The median effective rate is 0.43% of home value a year (Census ACS 2024 5-year estimates).