Jefferson County, Arkansas home prices
Typical home $81,305 · -3.7% in a year · property tax 0.66%
The typical home in Jefferson County is worth $81,305, 64% less than the Arkansas typical home ($224,158). Values changed -3.7% in the past year and -2.0% over five years. Homeowners here pay a median 0.66% of their home's value in property tax each year ($534 on the typical home), versus 0.5% statewide.
Mortgage on the typical Jefferson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $16,261 | $65,044 | $438 | $0 | $85 | $523 | $22,400 |
| 10% down | $8,131 | $73,175 | $492 | $30 | $85 | $608 | $26,100 |
| 5% down | $4,065 | $77,240 | $520 | $32 | $85 | $637 | $27,300 |
| 3.5% down (FHA) | $2,846 | $79,833 | $537 | $36 | $85 | $658 | $28,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas · part of the Pine Bluff metro area.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ashley County | $83,693 | +3.5% | 0.6% |
| Saint Francis County | $77,401 | -2.1% | 0.47% |
| Woodruff County | $86,695 | +1.8% | 0.56% |
| Monroe County | $88,576 | -2.6% | 0.51% |
| Lafayette County | $89,192 | +0.3% | 0.61% |
| Lee County | $95,565 | -10.6% | 0.46% |
| Chicot County | $95,793 | -8.8% | 0.49% |
| Jackson County | $96,371 | -6.0% | 0.57% |
| Desha County | $96,589 | -3.3% | 0.54% |
| Ouachita County | $101,500 | +4.8% | 0.51% |
Frequently asked questions
What is the average home price in Jefferson County, AR?
The typical home value in Jefferson County is $81,305 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jefferson County?
About $22,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jefferson County?
The median effective rate is 0.66% of home value a year (Census ACS 2024 5-year estimates).