Desha County, Arkansas home prices
Typical home $96,589 · -3.3% in a year · property tax 0.54%
The typical home in Desha County is worth $96,589, 57% less than the Arkansas typical home ($224,158). Values changed -3.3% in the past year and -14.5% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($524 on the typical home), versus 0.5% statewide.
Mortgage on the typical Desha County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $19,318 | $77,271 | $520 | $0 | $92 | $612 | $26,200 |
| 10% down | $9,659 | $86,930 | $585 | $36 | $92 | $713 | $30,600 |
| 5% down | $4,829 | $91,759 | $617 | $38 | $92 | $747 | $32,000 |
| 3.5% down (FHA) | $3,381 | $94,839 | $638 | $43 | $92 | $773 | $33,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arkansas.
Arkansas counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $96,371 | -6.0% | 0.57% |
| Chicot County | $95,793 | -8.8% | 0.49% |
| Lee County | $95,565 | -10.6% | 0.46% |
| Ouachita County | $101,500 | +4.8% | 0.51% |
| Bradley County | $102,638 | -1.1% | 0.57% |
| Lafayette County | $89,192 | +0.3% | 0.61% |
| Monroe County | $88,576 | -2.6% | 0.51% |
| Woodruff County | $86,695 | +1.8% | 0.56% |
| Ashley County | $83,693 | +3.5% | 0.6% |
| Jefferson County | $81,305 | -3.7% | 0.66% |
Frequently asked questions
What is the average home price in Desha County, AR?
The typical home value in Desha County is $96,589 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Desha County?
About $26,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Desha County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).