Arkadelphia, AR home prices
Typical home $161,367 · +3.6% in a year · income needed $43,900
The Arkadelphia, AR metro area ranks 789 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.6% in a year and +18.2% over five years. With 20% down at 7.11%, the typical home costs about $1,025 a month including 0.56% property tax (Clark County rate).
Mortgage on the typical Arkadelphia home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,273 | $129,094 | $868 | $0 | $156 | $1,025 | $43,900 |
| 10% down | $16,137 | $145,230 | $977 | $61 | $156 | $1,194 | $51,200 |
| 5% down | $8,068 | $153,299 | $1,031 | $64 | $156 | $1,251 | $53,600 |
| 3.5% down (FHA) | $5,648 | $158,444 | $1,066 | $71 | $156 | $1,293 | $55,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Arkadelphia area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clark County, AR | $161,308 | +3.6% | 0.56% |
What can you afford in Arkansas on your salary? · Arkansas home prices · Salaries in Arkansas
Frequently asked questions
How much is a house in Arkadelphia?
The typical home in the Arkadelphia, AR metro area is worth $161,367 (Zillow, September 2026).
What salary do you need to buy a house in Arkadelphia?
About $43,900 a year for the typical home with 20% down at 7.11%.