Camden, AR home prices
Typical home $109,521 · +4.8% in a year · income needed $29,600
The Camden, AR metro area ranks 877 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.8% in a year and -3.8% over five years. With 20% down at 7.11%, the typical home costs about $691 a month including 0.51% property tax (Ouachita County rate).
Mortgage on the typical Camden home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $21,904 | $87,617 | $589 | $0 | $102 | $691 | $29,600 |
| 10% down | $10,952 | $98,569 | $663 | $41 | $102 | $806 | $34,500 |
| 5% down | $5,476 | $104,045 | $700 | $43 | $102 | $845 | $36,200 |
| 3.5% down (FHA) | $3,833 | $107,537 | $723 | $48 | $102 | $874 | $37,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.51% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Camden area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ouachita County, AR | $101,500 | +4.8% | 0.51% |
| Calhoun County, AR | $134,184 | +5.4% | 0.47% |
What can you afford in Arkansas on your salary? · Arkansas home prices · Salaries in Arkansas
Frequently asked questions
How much is a house in Camden?
The typical home in the Camden, AR metro area is worth $109,521 (Zillow, September 2026).
What salary do you need to buy a house in Camden?
About $29,600 a year for the typical home with 20% down at 7.11%.