Atlanta, GA home prices
Typical home $375,898 · -1.5% in a year · income needed $106,600
The Atlanta, GA metro area ranks 184 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -1.5% in a year and +17.6% over five years. With 20% down at 7.11%, the typical home costs about $2,486 a month including 0.88% property tax (Fulton County rate).
Mortgage on the typical Atlanta home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $75,180 | $300,718 | $2,023 | $0 | $463 | $2,486 | $106,600 |
| 10% down | $37,590 | $338,308 | $2,276 | $141 | $463 | $2,880 | $123,400 |
| 5% down | $18,795 | $357,103 | $2,402 | $149 | $463 | $3,014 | $129,200 |
| 3.5% down (FHA) | $13,156 | $369,089 | $2,483 | $166 | $463 | $3,112 | $133,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Atlanta area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fulton County, GA | $414,221 | -1.5% | 0.88% |
| Gwinnett County, GA | $400,880 | -2.5% | 0.95% |
| Cobb County, GA | $421,940 | -1.8% | 0.67% |
| Dekalb County, GA | $332,528 | -1.8% | 0.93% |
| Clayton County, GA | $228,970 | -3.7% | 0.87% |
| Cherokee County, GA | $469,096 | -1.2% | 0.69% |
| Forsyth County, GA | $599,870 | -2.4% | 0.73% |
| Henry County, GA | $319,772 | -2.3% | 0.87% |
| Paulding County, GA | $340,765 | -0.4% | 0.8% |
| Coweta County, GA | $391,150 | -0.6% | 0.73% |
| Douglas County, GA | $300,429 | -2.8% | 0.75% |
| Carroll County, GA | $286,340 | +0.3% | 0.61% |
| Fayette County, GA | $491,245 | +0.1% | 0.75% |
| Newton County, GA | $292,673 | -0.6% | 0.89% |
| Bartow County, GA | $324,008 | +1.0% | 0.7% |
| Walton County, GA | $386,487 | +0.1% | 0.75% |
| Rockdale County, GA | $299,033 | -1.4% | 0.71% |
| Barrow County, GA | $349,483 | -1.2% | 0.78% |
| Spalding County, GA | $231,254 | -2.0% | 0.94% |
| Pickens County, GA | $392,212 | +1.5% | 0.6% |
| Haralson County, GA | $271,901 | +1.8% | 0.8% |
| Dawson County, GA | $449,830 | -0.4% | 0.6% |
| Butts County, GA | $274,022 | +0.8% | 0.82% |
| Meriwether County, GA | $215,610 | +4.4% | 0.86% |
| Morgan County, GA | $454,080 | +2.7% | 0.71% |
| Pike County, GA | $371,698 | +1.9% | 0.87% |
| Lamar County, GA | $284,288 | +4.3% | 0.86% |
| Jasper County, GA | $323,091 | +4.1% | 0.8% |
| Heard County, GA | $269,774 | +3.3% | 0.56% |
What can you afford in Georgia on your salary? · Georgia home prices · Salaries in Georgia
Frequently asked questions
How much is a house in Atlanta?
The typical home in the Atlanta, GA metro area is worth $375,898 (Zillow, September 2026).
What salary do you need to buy a house in Atlanta?
About $106,600 a year for the typical home with 20% down at 7.11%.