Rockdale County, Georgia home prices
Typical home $299,033 · -1.4% in a year · property tax 0.71%
The typical home in Rockdale County is worth $299,033, 9% less than the Georgia typical home ($329,115). Values changed -1.4% in the past year and +18.8% over five years. Homeowners here pay a median 0.71% of their home's value in property tax each year ($2,117 on the typical home), versus 0.77% statewide.
Mortgage on the typical Rockdale County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $59,807 | $239,226 | $1,609 | $0 | $326 | $1,935 | $82,900 |
| 10% down | $29,903 | $269,130 | $1,810 | $112 | $326 | $2,249 | $96,400 |
| 5% down | $14,952 | $284,081 | $1,911 | $118 | $326 | $2,355 | $100,900 |
| 3.5% down (FHA) | $10,466 | $293,617 | $1,975 | $132 | $326 | $2,433 | $104,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.71% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County | $300,429 | -2.8% | 0.75% |
| Camden County | $305,322 | +0.2% | 0.88% |
| Newton County | $292,673 | -0.6% | 0.89% |
| Catoosa County | $290,417 | +0.4% | 0.65% |
| Hart County | $310,321 | +1.4% | 0.56% |
| Franklin County | $287,015 | +2.2% | 0.72% |
| Carroll County | $286,340 | +0.3% | 0.61% |
| Lamar County | $284,288 | +4.3% | 0.86% |
| Oglethorpe County | $314,809 | +3.9% | 0.75% |
| Long County | $281,457 | +2.1% | 0.87% |
Frequently asked questions
What is the average home price in Rockdale County, GA?
The typical home value in Rockdale County is $299,033 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rockdale County?
About $82,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rockdale County?
The median effective rate is 0.71% of home value a year (Census ACS 2024 5-year estimates).