Catoosa County, Georgia home prices
Typical home $290,417 · +0.4% in a year · property tax 0.65%
The typical home in Catoosa County is worth $290,417, 12% less than the Georgia typical home ($329,115). Values changed +0.4% in the past year and +26.8% over five years. Homeowners here pay a median 0.65% of their home's value in property tax each year ($1,888 on the typical home), versus 0.77% statewide.
Mortgage on the typical Catoosa County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,083 | $232,334 | $1,563 | $0 | $303 | $1,865 | $79,900 |
| 10% down | $29,042 | $261,376 | $1,758 | $109 | $303 | $2,170 | $93,000 |
| 5% down | $14,521 | $275,896 | $1,856 | $115 | $303 | $2,273 | $97,400 |
| 3.5% down (FHA) | $10,165 | $285,157 | $1,918 | $128 | $303 | $2,349 | $100,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Chattanooga metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Newton County | $292,673 | -0.6% | 0.89% |
| Franklin County | $287,015 | +2.2% | 0.72% |
| Carroll County | $286,340 | +0.3% | 0.61% |
| Lamar County | $284,288 | +4.3% | 0.86% |
| Rockdale County | $299,033 | -1.4% | 0.71% |
| Long County | $281,457 | +2.1% | 0.87% |
| Douglas County | $300,429 | -2.8% | 0.75% |
| Bulloch County | $276,176 | -0.2% | 0.75% |
| Camden County | $305,322 | +0.2% | 0.88% |
| Gordon County | $275,356 | +3.1% | 0.69% |
Frequently asked questions
What is the average home price in Catoosa County, GA?
The typical home value in Catoosa County is $290,417 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Catoosa County?
About $79,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Catoosa County?
The median effective rate is 0.65% of home value a year (Census ACS 2024 5-year estimates).