Camden County, Georgia home prices
Typical home $305,322 · +0.2% in a year · property tax 0.88%
The typical home in Camden County is worth $305,322, 7% less than the Georgia typical home ($329,115). Values changed +0.2% in the past year and +31.9% over five years. Homeowners here pay a median 0.88% of their home's value in property tax each year ($2,692 on the typical home), versus 0.77% statewide.
Mortgage on the typical Camden County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $61,064 | $244,257 | $1,643 | $0 | $377 | $2,020 | $86,600 |
| 10% down | $30,532 | $274,789 | $1,849 | $114 | $377 | $2,340 | $100,300 |
| 5% down | $15,266 | $290,056 | $1,951 | $121 | $377 | $2,449 | $105,000 |
| 3.5% down (FHA) | $10,686 | $299,792 | $2,017 | $135 | $377 | $2,529 | $108,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the St. Marys metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County | $300,429 | -2.8% | 0.75% |
| Hart County | $310,321 | +1.4% | 0.56% |
| Rockdale County | $299,033 | -1.4% | 0.71% |
| Oglethorpe County | $314,809 | +3.9% | 0.75% |
| Newton County | $292,673 | -0.6% | 0.89% |
| White County | $319,293 | +1.6% | 0.65% |
| Henry County | $319,772 | -2.3% | 0.87% |
| Catoosa County | $290,417 | +0.4% | 0.65% |
| Habersham County | $321,659 | +1.9% | 0.59% |
| Jasper County | $323,091 | +4.1% | 0.8% |
Frequently asked questions
What is the average home price in Camden County, GA?
The typical home value in Camden County is $305,322 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Camden County?
About $86,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Camden County?
The median effective rate is 0.88% of home value a year (Census ACS 2024 5-year estimates).