Henry County, Georgia home prices
Typical home $319,772 · -2.3% in a year · property tax 0.87%
The typical home in Henry County is worth $319,772, 3% less than the Georgia typical home ($329,115). Values changed -2.3% in the past year and +16.0% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($2,792 on the typical home), versus 0.77% statewide.
Mortgage on the typical Henry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $63,954 | $255,818 | $1,721 | $0 | $393 | $2,113 | $90,600 |
| 10% down | $31,977 | $287,795 | $1,936 | $120 | $393 | $2,449 | $104,900 |
| 5% down | $15,989 | $303,783 | $2,044 | $127 | $393 | $2,563 | $109,800 |
| 3.5% down (FHA) | $11,192 | $313,980 | $2,112 | $141 | $393 | $2,646 | $113,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| White County | $319,293 | +1.6% | 0.65% |
| Habersham County | $321,659 | +1.9% | 0.59% |
| Jasper County | $323,091 | +4.1% | 0.8% |
| Madison County | $323,306 | +3.2% | 0.76% |
| Bartow County | $324,008 | +1.0% | 0.7% |
| Oglethorpe County | $314,809 | +3.9% | 0.75% |
| Hart County | $310,321 | +1.4% | 0.56% |
| Clarke County | $331,786 | +1.7% | 0.87% |
| Columbia County | $331,924 | +1.7% | 0.82% |
| Chatham County | $332,415 | -3.4% | 0.84% |
Frequently asked questions
What is the average home price in Henry County, GA?
The typical home value in Henry County is $319,772 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Henry County?
About $90,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Henry County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).