Bartow County, Georgia home prices
Typical home $324,008 · +1.0% in a year · property tax 0.7%
The typical home in Bartow County is worth $324,008, about the same as the Georgia typical home ($329,115). Values changed +1.0% in the past year and +25.7% over five years. Homeowners here pay a median 0.7% of their home's value in property tax each year ($2,269 on the typical home), versus 0.77% statewide.
Mortgage on the typical Bartow County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $64,802 | $259,206 | $1,744 | $0 | $351 | $2,095 | $89,800 |
| 10% down | $32,401 | $291,607 | $1,962 | $122 | $351 | $2,434 | $104,300 |
| 5% down | $16,200 | $307,808 | $2,071 | $128 | $351 | $2,550 | $109,300 |
| 3.5% down (FHA) | $11,340 | $318,139 | $2,140 | $143 | $351 | $2,635 | $112,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Madison County | $323,306 | +3.2% | 0.76% |
| Jasper County | $323,091 | +4.1% | 0.8% |
| Habersham County | $321,659 | +1.9% | 0.59% |
| Henry County | $319,772 | -2.3% | 0.87% |
| White County | $319,293 | +1.6% | 0.65% |
| Clarke County | $331,786 | +1.7% | 0.87% |
| Columbia County | $331,924 | +1.7% | 0.82% |
| Chatham County | $332,415 | -3.4% | 0.84% |
| Dekalb County | $332,528 | -1.8% | 0.93% |
| Oglethorpe County | $314,809 | +3.9% | 0.75% |
Frequently asked questions
What is the average home price in Bartow County, GA?
The typical home value in Bartow County is $324,008 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bartow County?
About $89,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bartow County?
The median effective rate is 0.7% of home value a year (Census ACS 2024 5-year estimates).