Newton County, Georgia home prices
Typical home $292,673 · -0.6% in a year · property tax 0.89%
The typical home in Newton County is worth $292,673, 11% less than the Georgia typical home ($329,115). Values changed -0.6% in the past year and +19.3% over five years. Homeowners here pay a median 0.89% of their home's value in property tax each year ($2,593 on the typical home), versus 0.77% statewide.
Mortgage on the typical Newton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,535 | $234,139 | $1,575 | $0 | $362 | $1,938 | $83,000 |
| 10% down | $29,267 | $263,406 | $1,772 | $110 | $362 | $2,244 | $96,200 |
| 5% down | $14,634 | $278,039 | $1,870 | $116 | $362 | $2,349 | $100,700 |
| 3.5% down (FHA) | $10,244 | $287,372 | $1,933 | $129 | $362 | $2,425 | $103,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.89% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Catoosa County | $290,417 | +0.4% | 0.65% |
| Franklin County | $287,015 | +2.2% | 0.72% |
| Carroll County | $286,340 | +0.3% | 0.61% |
| Rockdale County | $299,033 | -1.4% | 0.71% |
| Douglas County | $300,429 | -2.8% | 0.75% |
| Lamar County | $284,288 | +4.3% | 0.86% |
| Long County | $281,457 | +2.1% | 0.87% |
| Camden County | $305,322 | +0.2% | 0.88% |
| Bulloch County | $276,176 | -0.2% | 0.75% |
| Gordon County | $275,356 | +3.1% | 0.69% |
Frequently asked questions
What is the average home price in Newton County, GA?
The typical home value in Newton County is $292,673 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Newton County?
About $83,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Newton County?
The median effective rate is 0.89% of home value a year (Census ACS 2024 5-year estimates).