Lamar County, Georgia home prices
Typical home $284,288 · +4.3% in a year · property tax 0.86%
The typical home in Lamar County is worth $284,288, 14% less than the Georgia typical home ($329,115). Values changed +4.3% in the past year and +38.3% over five years. Homeowners here pay a median 0.86% of their home's value in property tax each year ($2,448 on the typical home), versus 0.77% statewide.
Mortgage on the typical Lamar County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $56,858 | $227,431 | $1,530 | $0 | $346 | $1,876 | $80,400 |
| 10% down | $28,429 | $255,860 | $1,721 | $107 | $346 | $2,174 | $93,200 |
| 5% down | $14,214 | $270,074 | $1,817 | $113 | $346 | $2,275 | $97,500 |
| 3.5% down (FHA) | $9,950 | $279,139 | $1,878 | $126 | $346 | $2,350 | $100,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.86% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carroll County | $286,340 | +0.3% | 0.61% |
| Franklin County | $287,015 | +2.2% | 0.72% |
| Long County | $281,457 | +2.1% | 0.87% |
| Catoosa County | $290,417 | +0.4% | 0.65% |
| Bulloch County | $276,176 | -0.2% | 0.75% |
| Newton County | $292,673 | -0.6% | 0.89% |
| Gordon County | $275,356 | +3.1% | 0.69% |
| McIntosh County | $274,105 | +2.7% | 0.8% |
| Butts County | $274,022 | +0.8% | 0.82% |
| Haralson County | $271,901 | +1.8% | 0.8% |
Frequently asked questions
What is the average home price in Lamar County, GA?
The typical home value in Lamar County is $284,288 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lamar County?
About $80,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lamar County?
The median effective rate is 0.86% of home value a year (Census ACS 2024 5-year estimates).