Barrow County, Georgia home prices
Typical home $349,483 · -1.2% in a year · property tax 0.78%
The typical home in Barrow County is worth $349,483, 6% more than the Georgia typical home ($329,115). Values changed -1.2% in the past year and +28.6% over five years. Homeowners here pay a median 0.78% of their home's value in property tax each year ($2,736 on the typical home), versus 0.77% statewide.
Mortgage on the typical Barrow County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,897 | $279,587 | $1,881 | $0 | $403 | $2,284 | $97,900 |
| 10% down | $34,948 | $314,535 | $2,116 | $131 | $403 | $2,650 | $113,600 |
| 5% down | $17,474 | $332,009 | $2,233 | $138 | $403 | $2,775 | $118,900 |
| 3.5% down (FHA) | $12,232 | $343,153 | $2,308 | $155 | $403 | $2,866 | $122,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.78% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Glynn County | $358,085 | +0.8% | 0.57% |
| Paulding County | $340,765 | -0.4% | 0.8% |
| Banks County | $338,852 | +0.2% | 0.6% |
| Monroe County | $335,556 | +3.0% | 0.7% |
| Effingham County | $334,444 | -1.7% | 0.9% |
| Dekalb County | $332,528 | -1.8% | 0.93% |
| Chatham County | $332,415 | -3.4% | 0.84% |
| Columbia County | $331,924 | +1.7% | 0.82% |
| Clarke County | $331,786 | +1.7% | 0.87% |
| Pike County | $371,698 | +1.9% | 0.87% |
Frequently asked questions
What is the average home price in Barrow County, GA?
The typical home value in Barrow County is $349,483 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Barrow County?
About $97,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Barrow County?
The median effective rate is 0.78% of home value a year (Census ACS 2024 5-year estimates).