Paulding County, Georgia home prices
Typical home $340,765 · -0.4% in a year · property tax 0.8%
The typical home in Paulding County is worth $340,765, 4% more than the Georgia typical home ($329,115). Values changed -0.4% in the past year and +17.2% over five years. Homeowners here pay a median 0.8% of their home's value in property tax each year ($2,735 on the typical home), versus 0.77% statewide.
Mortgage on the typical Paulding County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $68,153 | $272,612 | $1,834 | $0 | $398 | $2,232 | $95,700 |
| 10% down | $34,076 | $306,688 | $2,063 | $128 | $398 | $2,589 | $111,000 |
| 5% down | $17,038 | $323,727 | $2,178 | $135 | $398 | $2,711 | $116,200 |
| 3.5% down (FHA) | $11,927 | $334,593 | $2,251 | $151 | $398 | $2,800 | $120,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.8% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Banks County | $338,852 | +0.2% | 0.6% |
| Monroe County | $335,556 | +3.0% | 0.7% |
| Effingham County | $334,444 | -1.7% | 0.9% |
| Dekalb County | $332,528 | -1.8% | 0.93% |
| Chatham County | $332,415 | -3.4% | 0.84% |
| Barrow County | $349,483 | -1.2% | 0.78% |
| Columbia County | $331,924 | +1.7% | 0.82% |
| Clarke County | $331,786 | +1.7% | 0.87% |
| Bartow County | $324,008 | +1.0% | 0.7% |
| Glynn County | $358,085 | +0.8% | 0.57% |
Frequently asked questions
What is the average home price in Paulding County, GA?
The typical home value in Paulding County is $340,765 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Paulding County?
About $95,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Paulding County?
The median effective rate is 0.8% of home value a year (Census ACS 2024 5-year estimates).