Gwinnett County, Georgia home prices
Typical home $400,880 · -2.5% in a year · property tax 0.95%
The typical home in Gwinnett County is worth $400,880, 22% more than the Georgia typical home ($329,115). Values changed -2.5% in the past year and +19.2% over five years. Homeowners here pay a median 0.95% of their home's value in property tax each year ($3,807 on the typical home), versus 0.77% statewide.
Mortgage on the typical Gwinnett County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $80,176 | $320,704 | $2,157 | $0 | $518 | $2,675 | $114,600 |
| 10% down | $40,088 | $360,792 | $2,427 | $150 | $518 | $3,095 | $132,600 |
| 5% down | $20,044 | $380,836 | $2,562 | $159 | $518 | $3,238 | $138,800 |
| 3.5% down (FHA) | $14,031 | $393,619 | $2,648 | $177 | $518 | $3,343 | $143,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.95% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $400,788 | -0.5% | 0.87% |
| Rabun County | $402,742 | +1.1% | 0.56% |
| Towns County | $397,867 | +0.5% | 0.34% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Pickens County | $392,212 | +1.5% | 0.6% |
| Coweta County | $391,150 | -0.6% | 0.73% |
| Gilmer County | $411,163 | -0.6% | 0.35% |
| Putnam County | $412,044 | +1.8% | 0.68% |
| Fulton County | $414,221 | -1.5% | 0.88% |
| Lumpkin County | $387,346 | +1.0% | 0.65% |
Frequently asked questions
What is the average home price in Gwinnett County, GA?
The typical home value in Gwinnett County is $400,880 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gwinnett County?
About $114,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gwinnett County?
The median effective rate is 0.95% of home value a year (Census ACS 2024 5-year estimates).