Pickens County, Georgia home prices
Typical home $392,212 · +1.5% in a year · property tax 0.6%
The typical home in Pickens County is worth $392,212, 19% more than the Georgia typical home ($329,115). Values changed +1.5% in the past year and +25.1% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($2,346 on the typical home), versus 0.77% statewide.
Mortgage on the typical Pickens County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $78,442 | $313,769 | $2,111 | $0 | $392 | $2,502 | $107,200 |
| 10% down | $39,221 | $352,990 | $2,375 | $147 | $392 | $2,913 | $124,900 |
| 5% down | $19,611 | $372,601 | $2,507 | $155 | $392 | $3,053 | $130,900 |
| 3.5% down (FHA) | $13,727 | $385,108 | $2,591 | $173 | $392 | $3,156 | $135,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Coweta County | $391,150 | -0.6% | 0.73% |
| Lumpkin County | $387,346 | +1.0% | 0.65% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Towns County | $397,867 | +0.5% | 0.34% |
| Walton County | $386,487 | +0.1% | 0.75% |
| Hall County | $385,567 | -1.3% | 0.73% |
| Jackson County | $400,788 | -0.5% | 0.87% |
| Gwinnett County | $400,880 | -2.5% | 0.95% |
| Union County | $382,056 | -0.2% | 0.52% |
| Rabun County | $402,742 | +1.1% | 0.56% |
Frequently asked questions
What is the average home price in Pickens County, GA?
The typical home value in Pickens County is $392,212 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Pickens County?
About $107,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Pickens County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).