Union County, Georgia home prices
Typical home $382,056 · -0.2% in a year · property tax 0.52%
The typical home in Union County is worth $382,056, 16% more than the Georgia typical home ($329,115). Values changed -0.2% in the past year and +22.5% over five years. Homeowners here pay a median 0.52% of their home's value in property tax each year ($2,002 on the typical home), versus 0.77% statewide.
Mortgage on the typical Union County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $76,411 | $305,645 | $2,056 | $0 | $358 | $2,414 | $103,500 |
| 10% down | $38,206 | $343,851 | $2,313 | $143 | $358 | $2,814 | $120,600 |
| 5% down | $19,103 | $362,954 | $2,442 | $151 | $358 | $2,951 | $126,500 |
| 3.5% down (FHA) | $13,372 | $375,136 | $2,524 | $169 | $358 | $3,050 | $130,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hall County | $385,567 | -1.3% | 0.73% |
| Walton County | $386,487 | +0.1% | 0.75% |
| Lumpkin County | $387,346 | +1.0% | 0.65% |
| Harris County | $375,897 | +4.5% | 0.85% |
| Coweta County | $391,150 | -0.6% | 0.73% |
| Pickens County | $392,212 | +1.5% | 0.6% |
| Pike County | $371,698 | +1.9% | 0.87% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Towns County | $397,867 | +0.5% | 0.34% |
| Jackson County | $400,788 | -0.5% | 0.87% |
Frequently asked questions
What is the average home price in Union County, GA?
The typical home value in Union County is $382,056 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Union County?
About $103,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Union County?
The median effective rate is 0.52% of home value a year (Census ACS 2024 5-year estimates).