Walton County, Georgia home prices
Typical home $386,487 · +0.1% in a year · property tax 0.75%
The typical home in Walton County is worth $386,487, 17% more than the Georgia typical home ($329,115). Values changed +0.1% in the past year and +24.0% over five years. Homeowners here pay a median 0.75% of their home's value in property tax each year ($2,918 on the typical home), versus 0.77% statewide.
Mortgage on the typical Walton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,297 | $309,189 | $2,080 | $0 | $436 | $2,516 | $107,800 |
| 10% down | $38,649 | $347,838 | $2,340 | $145 | $436 | $2,921 | $125,200 |
| 5% down | $19,324 | $367,162 | $2,470 | $153 | $436 | $3,059 | $131,100 |
| 3.5% down (FHA) | $13,527 | $379,486 | $2,553 | $171 | $436 | $3,160 | $135,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.75% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lumpkin County | $387,346 | +1.0% | 0.65% |
| Hall County | $385,567 | -1.3% | 0.73% |
| Union County | $382,056 | -0.2% | 0.52% |
| Coweta County | $391,150 | -0.6% | 0.73% |
| Pickens County | $392,212 | +1.5% | 0.6% |
| Harris County | $375,897 | +4.5% | 0.85% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Towns County | $397,867 | +0.5% | 0.34% |
| Jackson County | $400,788 | -0.5% | 0.87% |
| Gwinnett County | $400,880 | -2.5% | 0.95% |
Frequently asked questions
What is the average home price in Walton County, GA?
The typical home value in Walton County is $386,487 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Walton County?
About $107,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Walton County?
The median effective rate is 0.75% of home value a year (Census ACS 2024 5-year estimates).