Hall County, Georgia home prices
Typical home $385,567 · -1.3% in a year · property tax 0.73%
The typical home in Hall County is worth $385,567, 17% more than the Georgia typical home ($329,115). Values changed -1.3% in the past year and +23.8% over five years. Homeowners here pay a median 0.73% of their home's value in property tax each year ($2,829 on the typical home), versus 0.77% statewide.
Mortgage on the typical Hall County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,113 | $308,454 | $2,075 | $0 | $429 | $2,504 | $107,300 |
| 10% down | $38,557 | $347,010 | $2,334 | $145 | $429 | $2,907 | $124,600 |
| 5% down | $19,278 | $366,289 | $2,464 | $153 | $429 | $3,045 | $130,500 |
| 3.5% down (FHA) | $13,495 | $378,583 | $2,547 | $171 | $429 | $3,146 | $134,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.73% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Gainesville metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Walton County | $386,487 | +0.1% | 0.75% |
| Lumpkin County | $387,346 | +1.0% | 0.65% |
| Union County | $382,056 | -0.2% | 0.52% |
| Coweta County | $391,150 | -0.6% | 0.73% |
| Pickens County | $392,212 | +1.5% | 0.6% |
| Harris County | $375,897 | +4.5% | 0.85% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Towns County | $397,867 | +0.5% | 0.34% |
| Pike County | $371,698 | +1.9% | 0.87% |
| Jackson County | $400,788 | -0.5% | 0.87% |
Frequently asked questions
What is the average home price in Hall County, GA?
The typical home value in Hall County is $385,567 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hall County?
About $107,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hall County?
The median effective rate is 0.73% of home value a year (Census ACS 2024 5-year estimates).