Harris County, Georgia home prices
Typical home $375,897 · +4.5% in a year · property tax 0.85%
The typical home in Harris County is worth $375,897, 14% more than the Georgia typical home ($329,115). Values changed +4.5% in the past year and +29.3% over five years. Homeowners here pay a median 0.85% of their home's value in property tax each year ($3,200 on the typical home), versus 0.77% statewide.
Mortgage on the typical Harris County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $75,179 | $300,718 | $2,023 | $0 | $455 | $2,478 | $106,200 |
| 10% down | $37,590 | $338,307 | $2,276 | $141 | $455 | $2,871 | $123,100 |
| 5% down | $18,795 | $357,102 | $2,402 | $149 | $455 | $3,006 | $128,800 |
| 3.5% down (FHA) | $13,156 | $369,089 | $2,483 | $166 | $455 | $3,104 | $133,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.85% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Columbus metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Pike County | $371,698 | +1.9% | 0.87% |
| Union County | $382,056 | -0.2% | 0.52% |
| Hall County | $385,567 | -1.3% | 0.73% |
| Walton County | $386,487 | +0.1% | 0.75% |
| Lumpkin County | $387,346 | +1.0% | 0.65% |
| Coweta County | $391,150 | -0.6% | 0.73% |
| Pickens County | $392,212 | +1.5% | 0.6% |
| Glynn County | $358,085 | +0.8% | 0.57% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Towns County | $397,867 | +0.5% | 0.34% |
Frequently asked questions
What is the average home price in Harris County, GA?
The typical home value in Harris County is $375,897 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Harris County?
About $106,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Harris County?
The median effective rate is 0.85% of home value a year (Census ACS 2024 5-year estimates).