Cobb County, Georgia home prices
Typical home $421,940 · -1.8% in a year · property tax 0.67%
The typical home in Cobb County is worth $421,940, 28% more than the Georgia typical home ($329,115). Values changed -1.8% in the past year and +18.0% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($2,818 on the typical home), versus 0.77% statewide.
Mortgage on the typical Cobb County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,388 | $337,552 | $2,271 | $0 | $446 | $2,717 | $116,400 |
| 10% down | $42,194 | $379,746 | $2,555 | $158 | $446 | $3,159 | $135,400 |
| 5% down | $21,097 | $400,843 | $2,696 | $167 | $446 | $3,309 | $141,800 |
| 3.5% down (FHA) | $14,768 | $414,298 | $2,787 | $187 | $446 | $3,419 | $146,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia · part of the Atlanta metro area.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fulton County | $414,221 | -1.5% | 0.88% |
| Putnam County | $412,044 | +1.8% | 0.68% |
| Gilmer County | $411,163 | -0.6% | 0.35% |
| Rabun County | $402,742 | +1.1% | 0.56% |
| Gwinnett County | $400,880 | -2.5% | 0.95% |
| Jackson County | $400,788 | -0.5% | 0.87% |
| Towns County | $397,867 | +0.5% | 0.34% |
| Bryan County | $397,396 | -1.2% | 0.78% |
| Dawson County | $449,830 | -0.4% | 0.6% |
| Pickens County | $392,212 | +1.5% | 0.6% |
Frequently asked questions
What is the average home price in Cobb County, GA?
The typical home value in Cobb County is $421,940 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cobb County?
About $116,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cobb County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).