Montour County, Pennsylvania home prices
Typical home $276,877 · +4.3% in a year · property tax 1.01%
The typical home in Montour County is worth $276,877, 4% less than the Pennsylvania typical home ($287,078). Values changed +4.3% in the past year and +18.2% over five years. Homeowners here pay a median 1.01% of their home's value in property tax each year ($2,798 on the typical home), versus 1.12% statewide.
Mortgage on the typical Montour County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,375 | $221,502 | $1,490 | $0 | $372 | $1,862 | $79,800 |
| 10% down | $27,688 | $249,189 | $1,676 | $104 | $372 | $2,152 | $92,200 |
| 5% down | $13,844 | $263,033 | $1,769 | $110 | $372 | $2,251 | $96,500 |
| 3.5% down (FHA) | $9,691 | $271,862 | $1,829 | $122 | $372 | $2,323 | $99,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.01% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Bloomsburg metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dauphin County | $277,230 | +2.8% | 1.35% |
| Carbon County | $265,940 | +0.6% | 1.46% |
| Franklin County | $289,562 | +1.6% | 1.1% |
| Perry County | $292,119 | +4.1% | 1.21% |
| Union County | $295,020 | +4.9% | 1.14% |
| Pike County | $305,224 | +3.5% | 1.3% |
| Wayne County | $307,695 | +3.6% | 1.26% |
| York County | $309,136 | +3.4% | 1.61% |
| Susquehanna County | $243,887 | +5.2% | 1.09% |
| Columbia County | $243,148 | +4.9% | 1.11% |
Frequently asked questions
What is the average home price in Montour County, PA?
The typical home value in Montour County is $276,877 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Montour County?
About $79,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Montour County?
The median effective rate is 1.01% of home value a year (Census ACS 2024 5-year estimates).