Bloomsburg, PA home prices
Typical home $249,959 · +4.5% in a year · income needed $72,900
The Bloomsburg, PA metro area ranks 456 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.5% in a year and +13.0% over five years. With 20% down at 7.11%, the typical home costs about $1,701 a month including 1.11% property tax (Columbia County rate).
Mortgage on the typical Bloomsburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,992 | $199,967 | $1,345 | $0 | $356 | $1,701 | $72,900 |
| 10% down | $24,996 | $224,963 | $1,513 | $94 | $356 | $1,963 | $84,100 |
| 5% down | $12,498 | $237,461 | $1,597 | $99 | $356 | $2,052 | $88,000 |
| 3.5% down (FHA) | $8,749 | $245,431 | $1,651 | $111 | $356 | $2,117 | $90,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Bloomsburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Columbia County, PA | $243,148 | +4.9% | 1.11% |
| Montour County, PA | $276,877 | +4.3% | 1.01% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in Bloomsburg?
The typical home in the Bloomsburg, PA metro area is worth $249,959 (Zillow, September 2026).
What salary do you need to buy a house in Bloomsburg?
About $72,900 a year for the typical home with 20% down at 7.11%.