Columbia County, Pennsylvania home prices
Typical home $243,148 · +4.9% in a year · property tax 1.11%
The typical home in Columbia County is worth $243,148, 15% less than the Pennsylvania typical home ($287,078). Values changed +4.9% in the past year and +11.4% over five years. Homeowners here pay a median 1.11% of their home's value in property tax each year ($2,696 on the typical home), versus 1.12% statewide.
Mortgage on the typical Columbia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,630 | $194,519 | $1,309 | $0 | $346 | $1,655 | $70,900 |
| 10% down | $24,315 | $218,834 | $1,472 | $91 | $346 | $1,909 | $81,800 |
| 5% down | $12,157 | $230,991 | $1,554 | $96 | $346 | $1,996 | $85,600 |
| 3.5% down (FHA) | $8,510 | $238,744 | $1,606 | $108 | $346 | $2,060 | $88,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.11% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Bloomsburg metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lackawanna County | $242,972 | +2.0% | 1.49% |
| Susquehanna County | $243,887 | +5.2% | 1.09% |
| Wyoming County | $240,208 | +1.9% | 1.31% |
| Snyder County | $240,138 | +4.9% | 1.11% |
| Fulton County | $239,744 | +6.9% | 1.02% |
| Juniata County | $236,854 | +2.7% | 0.99% |
| Allegheny County | $236,739 | -0.1% | 1.52% |
| Washington County | $235,765 | +2.3% | 1.09% |
| Lycoming County | $235,755 | +3.4% | 1.31% |
| Philadelphia County | $231,558 | +0.0% | 0.82% |
Frequently asked questions
What is the average home price in Columbia County, PA?
The typical home value in Columbia County is $243,148 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Columbia County?
About $70,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Columbia County?
The median effective rate is 1.11% of home value a year (Census ACS 2024 5-year estimates).