Susquehanna County, Pennsylvania home prices
Typical home $243,887 · +5.2% in a year · property tax 1.09%
The typical home in Susquehanna County is worth $243,887, 15% less than the Pennsylvania typical home ($287,078). Values changed +5.2% in the past year and +20.7% over five years. Homeowners here pay a median 1.09% of their home's value in property tax each year ($2,665 on the typical home), versus 1.12% statewide.
Mortgage on the typical Susquehanna County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,777 | $195,110 | $1,313 | $0 | $344 | $1,657 | $71,000 |
| 10% down | $24,389 | $219,498 | $1,477 | $91 | $344 | $1,912 | $81,900 |
| 5% down | $12,194 | $231,693 | $1,559 | $97 | $344 | $1,999 | $85,700 |
| 3.5% down (FHA) | $8,536 | $239,470 | $1,611 | $108 | $344 | $2,063 | $88,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Columbia County | $243,148 | +4.9% | 1.11% |
| Lackawanna County | $242,972 | +2.0% | 1.49% |
| Wyoming County | $240,208 | +1.9% | 1.31% |
| Snyder County | $240,138 | +4.9% | 1.11% |
| Fulton County | $239,744 | +6.9% | 1.02% |
| Juniata County | $236,854 | +2.7% | 0.99% |
| Allegheny County | $236,739 | -0.1% | 1.52% |
| Washington County | $235,765 | +2.3% | 1.09% |
| Lycoming County | $235,755 | +3.4% | 1.31% |
| Philadelphia County | $231,558 | +0.0% | 0.82% |
Frequently asked questions
What is the average home price in Susquehanna County, PA?
The typical home value in Susquehanna County is $243,887 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Susquehanna County?
About $71,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Susquehanna County?
The median effective rate is 1.09% of home value a year (Census ACS 2024 5-year estimates).