York County, Pennsylvania home prices
Typical home $309,136 · +3.4% in a year · property tax 1.61%
The typical home in York County is worth $309,136, 8% more than the Pennsylvania typical home ($287,078). Values changed +3.4% in the past year and +32.8% over five years. Homeowners here pay a median 1.61% of their home's value in property tax each year ($4,981 on the typical home), versus 1.12% statewide.
Mortgage on the typical York County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $61,827 | $247,309 | $1,664 | $0 | $570 | $2,233 | $95,700 |
| 10% down | $30,914 | $278,223 | $1,872 | $116 | $570 | $2,557 | $109,600 |
| 5% down | $15,457 | $293,680 | $1,976 | $122 | $570 | $2,668 | $114,300 |
| 3.5% down (FHA) | $10,820 | $303,537 | $2,042 | $137 | $570 | $2,748 | $117,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the York metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wayne County | $307,695 | +3.6% | 1.26% |
| Berks County | $310,918 | +3.5% | 1.65% |
| Monroe County | $310,974 | +1.7% | 1.66% |
| Pike County | $305,224 | +3.5% | 1.3% |
| Lebanon County | $319,829 | +5.1% | 1.37% |
| Union County | $295,020 | +4.9% | 1.14% |
| Perry County | $292,119 | +4.1% | 1.21% |
| Franklin County | $289,562 | +1.6% | 1.1% |
| Butler County | $331,467 | -1.8% | 1.01% |
| Adams County | $331,644 | +3.0% | 1.33% |
Frequently asked questions
What is the average home price in York County, PA?
The typical home value in York County is $309,136 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in York County?
About $95,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in York County?
The median effective rate is 1.61% of home value a year (Census ACS 2024 5-year estimates).