Perry County, Pennsylvania home prices
Typical home $292,119 · +4.1% in a year · property tax 1.21%
The typical home in Perry County is worth $292,119, about the same as the Pennsylvania typical home ($287,078). Values changed +4.1% in the past year and +20.3% over five years. Homeowners here pay a median 1.21% of their home's value in property tax each year ($3,533 on the typical home), versus 1.12% statewide.
Mortgage on the typical Perry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,424 | $233,695 | $1,572 | $0 | $440 | $2,013 | $86,300 |
| 10% down | $29,212 | $262,907 | $1,769 | $110 | $440 | $2,319 | $99,400 |
| 5% down | $14,606 | $277,513 | $1,867 | $116 | $440 | $2,423 | $103,800 |
| 3.5% down (FHA) | $10,224 | $286,828 | $1,930 | $129 | $440 | $2,499 | $107,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.21% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Harrisburg metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Franklin County | $289,562 | +1.6% | 1.1% |
| Union County | $295,020 | +4.9% | 1.14% |
| Pike County | $305,224 | +3.5% | 1.3% |
| Dauphin County | $277,230 | +2.8% | 1.35% |
| Montour County | $276,877 | +4.3% | 1.01% |
| Wayne County | $307,695 | +3.6% | 1.26% |
| York County | $309,136 | +3.4% | 1.61% |
| Berks County | $310,918 | +3.5% | 1.65% |
| Monroe County | $310,974 | +1.7% | 1.66% |
| Carbon County | $265,940 | +0.6% | 1.46% |
Frequently asked questions
What is the average home price in Perry County, PA?
The typical home value in Perry County is $292,119 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Perry County?
About $86,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Perry County?
The median effective rate is 1.21% of home value a year (Census ACS 2024 5-year estimates).