Monroe County, Pennsylvania home prices
Typical home $310,974 · +1.7% in a year · property tax 1.66%
The typical home in Monroe County is worth $310,974, 8% more than the Pennsylvania typical home ($287,078). Values changed +1.7% in the past year and +24.1% over five years. Homeowners here pay a median 1.66% of their home's value in property tax each year ($5,168 on the typical home), versus 1.12% statewide.
Mortgage on the typical Monroe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,195 | $248,779 | $1,674 | $0 | $586 | $2,260 | $96,800 |
| 10% down | $31,097 | $279,877 | $1,883 | $117 | $586 | $2,585 | $110,800 |
| 5% down | $15,549 | $295,425 | $1,987 | $123 | $586 | $2,697 | $115,600 |
| 3.5% down (FHA) | $10,884 | $305,342 | $2,054 | $138 | $586 | $2,778 | $119,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the East Stroudsburg metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Berks County | $310,918 | +3.5% | 1.65% |
| York County | $309,136 | +3.4% | 1.61% |
| Wayne County | $307,695 | +3.6% | 1.26% |
| Pike County | $305,224 | +3.5% | 1.3% |
| Lebanon County | $319,829 | +5.1% | 1.37% |
| Union County | $295,020 | +4.9% | 1.14% |
| Perry County | $292,119 | +4.1% | 1.21% |
| Butler County | $331,467 | -1.8% | 1.01% |
| Adams County | $331,644 | +3.0% | 1.33% |
| Franklin County | $289,562 | +1.6% | 1.1% |
Frequently asked questions
What is the average home price in Monroe County, PA?
The typical home value in Monroe County is $310,974 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Monroe County?
About $96,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Monroe County?
The median effective rate is 1.66% of home value a year (Census ACS 2024 5-year estimates).