East Stroudsburg, PA home prices
Typical home $310,976 · +1.7% in a year · income needed $96,800
The East Stroudsburg, PA metro area ranks 299 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.7% in a year and +24.1% over five years. With 20% down at 7.11%, the typical home costs about $2,260 a month including 1.66% property tax (Monroe County rate).
Mortgage on the typical East Stroudsburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $62,195 | $248,780 | $1,674 | $0 | $586 | $2,260 | $96,800 |
| 10% down | $31,098 | $279,878 | $1,883 | $117 | $586 | $2,586 | $110,800 |
| 5% down | $15,549 | $295,427 | $1,987 | $123 | $586 | $2,697 | $115,600 |
| 3.5% down (FHA) | $10,884 | $305,343 | $2,054 | $138 | $586 | $2,778 | $119,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.66% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the East Stroudsburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Monroe County, PA | $310,974 | +1.7% | 1.66% |
What can you afford in Pennsylvania on your salary? · Pennsylvania home prices · Salaries in Pennsylvania
Frequently asked questions
How much is a house in East Stroudsburg?
The typical home in the East Stroudsburg, PA metro area is worth $310,976 (Zillow, September 2026).
What salary do you need to buy a house in East Stroudsburg?
About $96,800 a year for the typical home with 20% down at 7.11%.