Union County, Pennsylvania home prices
Typical home $295,020 · +4.9% in a year · property tax 1.14%
The typical home in Union County is worth $295,020, 3% more than the Pennsylvania typical home ($287,078). Values changed +4.9% in the past year and +31.0% over five years. Homeowners here pay a median 1.14% of their home's value in property tax each year ($3,372 on the typical home), versus 1.12% statewide.
Mortgage on the typical Union County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $59,004 | $236,016 | $1,588 | $0 | $428 | $2,016 | $86,400 |
| 10% down | $29,502 | $265,518 | $1,786 | $111 | $428 | $2,325 | $99,700 |
| 5% down | $14,751 | $280,269 | $1,885 | $117 | $428 | $2,431 | $104,200 |
| 3.5% down (FHA) | $10,326 | $289,676 | $1,949 | $130 | $428 | $2,508 | $107,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.14% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Lewisburg metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Perry County | $292,119 | +4.1% | 1.21% |
| Franklin County | $289,562 | +1.6% | 1.1% |
| Pike County | $305,224 | +3.5% | 1.3% |
| Wayne County | $307,695 | +3.6% | 1.26% |
| York County | $309,136 | +3.4% | 1.61% |
| Berks County | $310,918 | +3.5% | 1.65% |
| Monroe County | $310,974 | +1.7% | 1.66% |
| Dauphin County | $277,230 | +2.8% | 1.35% |
| Montour County | $276,877 | +4.3% | 1.01% |
| Lebanon County | $319,829 | +5.1% | 1.37% |
Frequently asked questions
What is the average home price in Union County, PA?
The typical home value in Union County is $295,020 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Union County?
About $86,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Union County?
The median effective rate is 1.14% of home value a year (Census ACS 2024 5-year estimates).