Dauphin County, Pennsylvania home prices
Typical home $277,230 · +2.8% in a year · property tax 1.35%
The typical home in Dauphin County is worth $277,230, 3% less than the Pennsylvania typical home ($287,078). Values changed +2.8% in the past year and +34.4% over five years. Homeowners here pay a median 1.35% of their home's value in property tax each year ($3,750 on the typical home), versus 1.12% statewide.
Mortgage on the typical Dauphin County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,446 | $221,784 | $1,492 | $0 | $451 | $1,943 | $83,300 |
| 10% down | $27,723 | $249,507 | $1,678 | $104 | $451 | $2,234 | $95,700 |
| 5% down | $13,862 | $263,369 | $1,772 | $110 | $451 | $2,333 | $100,000 |
| 3.5% down (FHA) | $9,703 | $272,209 | $1,831 | $123 | $451 | $2,405 | $103,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Pennsylvania · part of the Harrisburg metro area.
Pennsylvania counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Montour County | $276,877 | +4.3% | 1.01% |
| Carbon County | $265,940 | +0.6% | 1.46% |
| Franklin County | $289,562 | +1.6% | 1.1% |
| Perry County | $292,119 | +4.1% | 1.21% |
| Union County | $295,020 | +4.9% | 1.14% |
| Pike County | $305,224 | +3.5% | 1.3% |
| Wayne County | $307,695 | +3.6% | 1.26% |
| York County | $309,136 | +3.4% | 1.61% |
| Susquehanna County | $243,887 | +5.2% | 1.09% |
| Berks County | $310,918 | +3.5% | 1.65% |
Frequently asked questions
What is the average home price in Dauphin County, PA?
The typical home value in Dauphin County is $277,230 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dauphin County?
About $83,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dauphin County?
The median effective rate is 1.35% of home value a year (Census ACS 2024 5-year estimates).